Is the Wealthy Affiliate a Scam or What? – Our personal experience

Wealthy Affiliates Review – Let’s Dive into It

There are many online Affiliate Marketing programmes and courses out there that claim to “make you big bucks” online. But to tell you the truth, not all of them are what they claim to be (so please be careful of them).

Personally, we (myself and my wife) went through a number of them (read our story here) and all of them resulted in 0% income and instead we lost a lot of our money. Then we came across Wealthy Affiliates.

We did our comprehensive research and read many reviews, but came across nothing substantially that was negative, which itself was a surprise to us. But, still we joined with caution (because of our past experiences with other scamming Affiliate Marketing programmes) and signed up to the Starter Membership, which was totally risk free as it did not cost anything (totally FREE for life). The rest is history – read our journey to Wealthy Affiliate.

What is Wealthy Affiliates?

Wealthy Affiliate is an online platform, where you can learn and build your  online business for FREE. They have all the latest tools, technology and software, such as WordPress, SiteRubix, Jaaxy etc to help you learn, build, manage and grow your online businesses centrally from one place (which is your wealthy affiliate account). They even host your websites and provide you with two FREE Domains/URLs. Click here to continue reading about ‘Is the Wealthy Affiliate a Scam or What? – Our personal experience’

How to achieve anything in 21 days

As humans, we’re always longing for the next big thing and are never satisfied with what we have currently. Let me share my top secret to achieving anything you want.

This habit hasn’t come easily to me and it may be similar with the majority of people in this world, or should I say according to many researches.

Almost 95% of this world’s population are programmed to think in lack/never enough mind-set. What we constantly think is what we bring into our life. Hence, we repeat the life experiences over and over again.

Statistics show that only 5% of this world’s population make it to the top of living a fully abundant life.

This is shocking isn’t it!?

I am truly grateful that I have learnt this strategy. However, I have learnt it in the hardest way. Anyway, I was talking about the top secret to achieving anything you want in less than a month, or may I specify the days to be just 21 days!

Here is my own tried and tested formula and it works every time:

The secret is to be appreciative for all the good things you have in your life and send the positive vibes and high vibration towards your desires. Have you heard about the law of attraction? If not, let me clarify it for you a little more.

Law of Attraction

The law of attraction is a belief that the positive or negative thoughts bring positive and negative experiences into an individual’s life. This belief is based on the fact that our thoughts are a form of pure energy and through the process of like energy attracting like energy we can improve health and wellbeing, money and relationships.

Law of attraction is one of the most commonly talked about laws amongst the universal laws. It has proven over and over that we all can improve our brain rewiring system from negative to positive, thinking through meditation and visualisation, and replace our limited beliefs to more empowered and positive thoughts.

Positive Energy – Train Your Mind

Therefore, it is important to first bring the positive energy into your being before attracting your desires into your life. In other words you need to be on the receiver end all ready and fully equipped to attract like energy.

Train your mind to deliberately appreciate and send gratitude to what you already have. This could mean the most obvious things.

For example if you are suffering from ill health or you are poor. Maybe you got bad knees or bad back. So automatically you will be thinking about your illnesses and being poor.

The word “automatically” I used is the emphasis on our usual paradigm that our society has taught us and that’s how we have been programmed from generation to generation, unless we make the deliberate commitment to think otherwise.

But what it hasn’t taught us is the consequences of the focus on lack, as whatever you focus on grows stronger, whether that’s lack or abundance.

So instead of thinking about the part of body that hurts, if we divert your mind and be grateful for what is in working order and totally focus your attention onto it. What happens with this focus is that your are radiating your positive and energy of good health and as a result you are healed.

However, it is important to stay on feeling well energy at ALL TIME and not letting your attention go to being ill.

I know, I know it’s hard and at the beginning of this practice and most of the time it could be almost impossible! But it can be achieved through perseverance and mindfulness on a daily basis. It is also important to remember that your desires have to be meaningful and powerful enough for you to make this change.

Being grateful and sending the positive energy is so powerful and according to many studies and experiments many people have got cured from life threatening illnesses.

Same Principles Apply For Getting Richer

If you focus on less money, that’s what you will always attract – the LACK, never enough! But, if you create the mindset of living an abundant life, your mind is so powerful and once it’s in line with the universe/God it will sure to create it.

What you think is what you attract!

I hope I made my point clear. Let us know your feedback and if you were aware of the law of attraction before. If you were, then please share your own tips and tricks which have worked for you. Please do share with us, don’t forget, as you could be helping somebody who is reading this post.

Keep on attracting those positive energy and may you be rewarded in abundance.


How to Get Thicker, Longer and Healthier Hair NATURALLY?

The Dream

We all dream of a healthy scalp and thick hair but find it difficult to achieve that due to time restrains, expenses and knowledge.

My Own Formula – FREE

Today I am going to share with you my own tried and tested formula to achieve your dream hair, which costs absolutely NOTHING! Yes you heard that right!

All you have to do is gently message your scalp, daily for 5 minutes. I do this whilst watching TV, so I can’t say that I haven’t got a time lol.

Benefits of Massaging

Massaging your scalp has numerous benefits. Some of them are obvious e.g. improves blood circulation and thus improves scalp health, which leads to shiny and healthy hair. Massaging your hair helps spread the natural oils of the hair and it helps soften and condition your hair too.

You can also use any hair oil of your choice if your prefer. I sometimes use extra virgin olive oil.

Give it a go for at least a month on a daily basis and let us know your genuine feedback.

Wish you all the best for your healthy hair.


Wealthy vs Average

What is the difference between wealthy and average?

To me, the only difference is your mindset and the choice you make in your life. Life is too precious to waste on unnecessary things that brings no value into your life.

Next time when you get tempted to follow the habits of an average person, ask yourself…

“What am I going to gain from this”?

“What personal, financial or professional value is this act going to offer me”?

If the answer is NONE, then stop right there, and make an alternative choice.

Have a think about it….

Keep thinking positive, healthy and weathy 🙂


Topcashback Review

Topcashback is one of the most generous and highest cashback giving sites. They do cashback on literally everything from travel, broadband, mobile networks, hotels, food, entertainment, and shopping to insurance.

We discovered them for about 5 years ago. Since joining them then we have claimed cashback of good few thousand pounds, so we wish we had discovered them sooner!

If this sounds interesting to you… then continue reading…

Topcashback enables you to claim cashback on almost whatever you are shopping for.

The Simple Process to Join

  1. You simply sign up for free
  2. Create an account entering your details
  3. Once you are on the Topcashback site you can browse through and select what brands you want to buy
  4. Then you get directed to the particular site
  5. You buy as normal
  6. As a result, you get your cashback paid directly into your bank or PayPal account
  7. The pay-out can take from few weeks to few months

It is as simple as that!

Your cashback percentages can vary from products and services. Generally you can get cashback from 1% to 100%! Scale is really that big!

Just to make you aware that the 100% cashback will be mainly for in store purchases. There is an additional tab for ‘in-store’ on the left side if you are accessing the Topcashback site via the mobile app. For your guidance refer to the photo to the right:


  • It’s free to use. Or you can upgrade for £5 a year for additional cashback
  • Various brands and services to choose from and there are literally thousands
  • Flashback offers on best cashback deals from time to time AND for new members
  • No minimum amount required to transfer into your bank account or PayPal
  • Additional cashback via the referral link


  • There is no cashback guarantee and it doesn’t track sometimes. So a piece of advice would be: don’t buy anything just for the sake of a cashback. Look elsewhere or in store first as it might be cheaper elsewhere anyway.
  • Cashback process can take several months sometimes

This is our up to date review. Please let us know your experience or if you have any questions. We will try our best to answer. Happy shopping 🙂

Habib and Rani

Best Money Making and Saving Tips

Money is an asset and if one is not smart enough about their spending, you soon are out-of-pocket whether you have a hundred dollars or a thousand dollars.

In my humble opinion being clever with money is the only way forward. One of the good old proverb narrates something like this; ‘money is like sand in your hand. If your hand is not controlled properly, the sand will soon roll out without you even noticing much if it’.

By saying the above, by any means I am not promoting that you should deprive yourself from the life’s necessities. We should all enjoy the life’s bounties to the max. But here what I mean to say is: spend your money sensibly on the necessities and enjoy what brings true value into your life. Read that again…

However, sometimes the materialistic stuff that we often THINK as a necessity is not what brings the actual value… as these days we are very much influenced by the social media and society, and assume everything that looks shiny is going to shine our life. But I will let you figure that out yourself as you are the master of your own life…

While you figure that out, let’s dive straight into how we, as couple, manage our finances and save some serious money.

1. Look at Your Finances 

We first look at our monthly figures and see what comes into our bank accounts and what goes out. We mainly look at the bigger, important and more regular spending’s e.g. mortgage payments, bills, food shopping etc. and put the money aside for these areas first.

Then we look at what we have left and transfer 20% of the amount into the savings account. Whatever is remaining after that we can enjoy on days out, eating out, birthday parties, shopping, holidays etc.

We also tend to save from this for big holidays etc. I’m aware that we are all on a different journey in terms of managing our finances, and therefore I would recommend having a really good think about the stuff where you are spending your hard-earned cash on, and have a think about if you really need to spend on every aspect of it?

  • Is it necessary to begin with?
  • What value is it bringing into your life?
  • If it is, then what else can you cut out from other areas of your life in order to manage you spending on this?
  • Can you cut down some of the spending completely or even by half!?

When I say this, I mean you can cancel any unnecessary monthly subscription of TV channels, Sky boxes and magazine subscriptions. If you really want to come out of the comfort of your convenience and realise that in today’s time and age, most of the information are at your fingertips in the name of the internet where you can get most of the magazines related juicy gossips.

Information about health and social can be accessed from any social media apps these days. YouTube would be the best platform to access most of the current programmes/shows/soap operas.

A lot of News channels nowadays have live news on YouTube as well. Some of the relaxing meditation types of YouTube channels are also offering live streaming. So you don’t really need to buy those expensive meditation apps etc. and spend your money unneeded.

2. Build emergency funds 

Work out how you can save a little bit every day, every week, or every month and transfer it into your savings account for rainy days. Ideally you should have between 3-6 months amount of funds saved and put aside for just in case.

3. Schedule shopping money and stick to it!

Once you have a clear budget you will spend less on junk and unnecessary stuff that may eventually end up in the bin because of the impulse buying. Keep a shopping list handy and schedule a day to do all your grocery shopping.

When it comes to clothes shopping, limit your clothes shopping to maybe every 3 months or every season. Get to know your personal style and colours for your skin tone.

Invest in quality rather than quantity. This way your clothes/accessories will last longer and ultimately you will be spending less in the long run.

Here is another handy tip – say you have seen something in a shop or online and you really want it. Write it down and give yourself 14 – 30 days and if you still want it after this period of time then go ahead buy it. Through this method you will be making an informed choice and ultimately you will use it longer hence making the most of your spending.

4. Don’t bulk buy grocery

But obviously it doesn’t apply to everything. Most of us get tempted to buy everything we see on sale or get attracted to an item that has a red/yellow tag on. I would recommend doing your research first. It may not be cheap after all!

Secondly it may not be worth buying it in bulk as it may have a short expiry date, and you may not be able to use it within the use by date and ultimately y end up throwing it away anyway and wasting your money.

5. Try using discount codes and coupons

This one is very handy especially for online shopping. Most of the time, there are coupons available exclusively from bigger retailers, or when new products are launched. Personally we have got up to 90% off in some cases or even for free!

6. Use library rather than buying books

Library is a great place to borrow books, audio books, DVDs, magazines.

7. Meal planning

Plan your meals around what you already have in the fridge/freezer and what’s on sale at the time. For example, Aldi has “Super Six” fruit, vegetables and meat offers every 2 weeks.

You could plan your meal and work lunches around that. Also, when you cook meals, try to cook some extra for your work lunch too. Or alternately you could cook a couple of dishes during the weekend and leave them in the fridge for your lunch. This way you will be saving tons of money in the long run.

As a result it’s a healthier choice for your body and obviously for your pocket!

8. Online Purchses

Purchase goods from places such as Gumtree, Shpock, Depop, EBay, Amazon market place, where people are selling goods that are hardly or ever used at the fraction of a price.

9. D.I.Y

This could be from anything to cutting your own hair, doing your nails to painting/decorating your home to sewing your clothes, cooking, making cleaner sprays, hand soaps etc.

10. Swap Skills

there are plenty of forums on social media these days of your local area/ neighbourhood where you can swap skills for free.

11. Swap things with your family and friends

This could be home stuff, clothes shoes. You will be trendy for less. Have a try.

These are our tips and tricks for saving big money. What are yours?

Please share in the comments section below. Take care of your finances 🙂

Habib and Rani

How to organise your life and feel good?

How to juggle/manage and organise the following?:

  • work
  • develop a business in spare time
  • home/social life
  • healthy eating
  • staying fit
  • personal development
  • and so on..

Here is my take

Time management is something that doesn’t come to us all spontaneously. One of the main reason for this can be that there is so much to do and achieve in life, but we have very limited time and we find it difficult to fit all aspects of life in one time.

Therefore, we feel unfulfilled and underachieved. Does this sound familiar to you? If so, continue reading.

What is time?

In my humble opinion, time is an illusion, which we must utilise to schedule tasks and create a successful and fulfilled life. We achieve goals, shift our perspective of life from A to B, which means we learn and develop, and fulfil our destiny.

What to do with the time?

We can best optimise time by scheduling important tasks necessary to move forward in life. Tasks can be combined but not multi tasked.

I mean if tasks can be combined simultaneously. For example going for a run or a session in the gym with your partner, friend or a family member, you’ve combined staying fit and relationships together.

If you listen to an audio book or a podcast or even your favourite comedy show, you are combining personal development with relationships. But make sure these tasks are fun and enjoyable.

How to schedule life?

That is the real question; My personal experience to achieving the scheduled tasks is to get self-disciplined. Self-discipline is like a muscle, it takes time to show on the surface, but the perseverance and consistency is the key.

When you push yourself
to get a task done when you don’t feel like it, that’s the mind-set which will make you grow and become a goal achiever.

Self-discipline will help you become more driven to success by getting the tasks done and achieving goals.

This process will help you develop self-belief, confidence thus positive habits. So it’s a win win situation. Being clear on what is important for you and committing to it, is vital part of the self-discipline.

An example of this could be, is to be accountable of achieving a goal and rewarding

You can even announce your deadline to the people in your social circle. So, they can remind you from time to time and keep you motivated of fulfilling their expectation of you. This way you will feel more accountable and get self-disciplined in no time.

Set routine and tasks

Having meaningful tasks and routine can set you to success. Break down your big goals into smaller chunks and incorporate them into your daily routine. Even if you accomplished a smaller part of your bigger task every day, you’ll have your 7 pieces of it done by the end of the week. That’s not a bad progress.

You can also have set jobs per day of the week. For example:

  • Saturday – family time/outings
  • Sunday – cooking/meal prepping cleaning, getting ready for the week
  • Monday – you can set aside an hour to plan for your side hustle e.g. if you are a blogger, then planning
    how many posts you want to do in a week. In that week plan by writing down ideas of your posts, getting the relevant materials ready images, videos, research
  • Tuesday – set aside 30 minutes to write a post and 30 minutes to edit and upload
  • Wednesday – go for a run
    or gym session with a friend and listen to the motivational podcast audio books to and back
  • Thursday – do a blog post and take as much time as you need
  • Friday – engage with your audience, reply to their comments etc

This is my typical weekly routine. I need to give up on the unnecessary distraction in my life in order to achieve my big life goals and feel good. What about you?

Another aspect to being productive whilst feeling good is to guard the time. Whether you are working for someone as a 9-5 job or working for yourself.

It’s amazing to have technology at hand these day, but try not to get tempted to check emails during out of work time.

As Mel Robbins states in her The 5 Second Rule is that we often fill up the time with whatever we need to accomplish. In other words, whether a task takes an hour or 10 minutes we are likely to use that whole chunk of time.

I would recommend setting a time of each task and getting a job done within that time. You will soon realise you will be using the mad-brain power to shrink that time container and saving yourself some ‘me’ time to take a break as a priority.

It’s important to have a cut-off time from your daily chores and to look after yourself. Remember if you don’t fill your own cup, you’ve nothing left to offer from an empty.

The jobs, the to-do lists you are trying to accomplish are always going to be there. But taking the time out to enjoy life is crucial for a balanced health and wellbeing.

I hope this post has helped you to organise your life and feel good about it.

Kindly leave a comment or further question and I will get back to you.


Best Tried and Tested Remedies to Cure Stomach Problems!

My personal take: ‘when nothing works this works’!

Does food make you sick and you feel helpless as nothing works to cure your stomach problem? Then, carry on reading for a quick remedy.

Personally, anything I ate made me feel bloated, lethargic and low in mood.

After many years of this digestive problem, I’ve finally found a couple of very simple remedies that cured my sensitive/hyper stomach.

I first tried the Centaurim drops by A.Vogel when the stomach issues were unbearable.

Energised Me!

After the first usage I felt more energetic and felt the food digested better and I felt my normal self. This bitter herb is particularly effective for the acid reflux from my stomach to my throat and helped promote a good digestion.


Alongside the Centaurim drops by A.Vogel, I introduced the ginger remedy or shall I say I ate it accidentally and guess what, I felt fantastic! Then I tried it again, why wouldn’t I!?

It worked again and again. All I did was juiced the fresh ginger with some fresh, preferably organic carrots and voila! I had this fresh carrot/ginger juice first thing in the morning.

Ginger Contains a property called a Gingerol. This Substance has very powerful medicinal properties especially in treating inflammation, chronic indigestion, and morning sickness.

A Final Word

Personally, I would advise you give it a go to the herbal or home remedies but do your research first to make sure you’re not allergic to anything or if it is not going to interfere with any other remedies you’re taking.

I usually tend to always gravitate towards more natural/herbal remedies, which have the fewest or no side effects.

Best wishes to your poor tummy 🙂


How to Cure Stomach acidity / indigestion / IBS

Do you suffer from stomach acidity / acid reflux / gas / indigestion / IBS (irritable bowel syndrome)?

Then you have landed on the right website – because I’m going to give you a very simple and cheap solution!

Here goes my tried and tested natural home remedy to help or even cure the above mentioned issues or symptoms.

The answer is GINGER!

Ginger is a staple to Chines medicine. When consumed in small doses, it helps to alleviate acid reflux, reduce the swelling of the oesophagus, ease nausea and muscle pain. But if you use in high doses, it can make your symptoms worse. So please don’t go crazy with ginger consumption.

How I use it

Once peeled the skin, ginger can be grated, grinded, blended, shaved to add in your food. I personally tend to chop it up in small pieces and add it to my smoothies.

I hope this little post will be helping you out and get rid of your stomach acidity / acid reflux / gas / indigestion / IBS (irritable bowel syndrome).

I will appreciate a comment left further below, letting me know how you got on 🙂


How to Manage My Time Well

How to overcome the overwhelming feeling – MANAGE YOUR TIME WELL!

Reduce your anxiety immediately by this simple and effective formula below.

My Own Formula

If you have a lot going on in your life and managing your chores is something that makes you anxious then here is the simple, but tried and tested idea:

  • Write down all the jobs you have to do in the day on a piece of paper.
  • Then next to each job write down roughly how long it will take you to complete the job and be realistic about it
  • Also don’t cram things in unnecessarily as this will make you even more on the edge!
  • Just prioritise the tasks based on the time you have in the day and leave the rest for the next day and so on.

Hope this helps you the way it has been helping me. Since I’ve been following these steps it has made a massive difference to my life, and now I have more time to do things I couldn’t fit in my daily routine.

Video inspiration

Watch the video below to be inspired and respect the time you have or maybe wasting at the moment:

If you have a comment or question, please feel free to leave it in the comments section below and we’ll get back to you.

All the best,

Rani and Habib

Most Effective Carrot and Ginger Juice Ever

What are the Benefits?

This quick and simple recipe helps with bloated stomach (and burns stomach fat in some cases!). It gives you instant energy and mental clarity, and even helps manage your hangover! This is why I call it the:

“Most Effective Carrot and Ginger Juice Ever”!

All you need is:

  • 3 medium to large sized peeled carrots (preferably organic)
  • a thumb size piece of peeled ginger

Juice, both ingredients together in a juicer and drink the juice on empty stomach half an hour before breakfast.

Have you tried it?

This carrot and ginger juice will do wonders for you. Try it and let us know in the comments section below, how it has benefited you.

Keep on juicing them carrots and ginger every morning 🙂