Wealthy vs Average

What is the difference between wealthy and average?

To me, the only difference is your mindset and the choice you make in your life. Life is too precious to waste on unnecessary things that brings no value into your life.

Next time when you get tempted to follow the habits of an average person, ask yourself…

“What am I going to gain from this”?

“What personal, financial or professional value is this act going to offer me”?

If the answer is NONE, then stop right there, and make an alternative choice.

Have a think about it….

Keep thinking positive, healthy and weathy 🙂

Rani

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Topcashback Review

Topcashback is one of the most generous and highest cashback giving sites. They do cashback on literally everything from travel, broadband, mobile networks, hotels, food, entertainment, and shopping to insurance.

We discovered them for about 5 years ago. Since joining them then we have claimed cashback of good few thousand pounds, so we wish we had discovered them sooner!

If this sounds interesting to you… then continue reading…

Topcashback enables you to claim cashback on almost whatever you are shopping for.

The Simple Process to Join

  1. You simply sign up for free
  2. Create an account entering your details
  3. Once you are on the Topcashback site you can browse through and select what brands you want to buy
  4. Then you get directed to the particular site
  5. You buy as normal
  6. As a result, you get your cashback paid directly into your bank or PayPal account
  7. The pay-out can take from few weeks to few months

It is as simple as that!

Your cashback percentages can vary from products and services. Generally you can get cashback from 1% to 100%! Scale is really that big!

Just to make you aware that the 100% cashback will be mainly for in store purchases. There is an additional tab for ‘in-store’ on the left side if you are accessing the Topcashback site via the mobile app. For your guidance refer to the photo to the right:

Pros:

  • It’s free to use. Or you can upgrade for £5 a year for additional cashback
  • Various brands and services to choose from and there are literally thousands
  • Flashback offers on best cashback deals from time to time AND for new members
  • No minimum amount required to transfer into your bank account or PayPal
  • Additional cashback via the referral link

Cons:

  • There is no cashback guarantee and it doesn’t track sometimes. So a piece of advice would be: don’t buy anything just for the sake of a cashback. Look elsewhere or in store first as it might be cheaper elsewhere anyway.
  • Cashback process can take several months sometimes

This is our up to date review. Please let us know your experience or if you have any questions. We will try our best to answer. Happy shopping 🙂

Habib and Rani

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Best Money Making and Saving Tips

Money is an asset and if one is not smart enough about their spending, you soon are out-of-pocket whether you have a hundred dollars or a thousand dollars.

In my humble opinion being clever with money is the only way forward. One of the good old proverb narrates something like this; ‘money is like sand in your hand. If your hand is not controlled properly, the sand will soon roll out without you even noticing much if it’.

By saying the above, by any means I am not promoting that you should deprive yourself from the life’s necessities. We should all enjoy the life’s bounties to the max. But here what I mean to say is: spend your money sensibly on the necessities and enjoy what brings true value into your life. Read that again…

However, sometimes the materialistic stuff that we often THINK as a necessity is not what brings the actual value… as these days we are very much influenced by the social media and society, and assume everything that looks shiny is going to shine our life. But I will let you figure that out yourself as you are the master of your own life…

While you figure that out, let’s dive straight into how we, as couple, manage our finances and save some serious money.

1. Look at Your Finances 

We first look at our monthly figures and see what comes into our bank accounts and what goes out. We mainly look at the bigger, important and more regular spending’s e.g. mortgage payments, bills, food shopping etc. and put the money aside for these areas first.

Then we look at what we have left and transfer 20% of the amount into the savings account. Whatever is remaining after that we can enjoy on days out, eating out, birthday parties, shopping, holidays etc.

We also tend to save from this for big holidays etc. I’m aware that we are all on a different journey in terms of managing our finances, and therefore I would recommend having a really good think about the stuff where you are spending your hard-earned cash on, and have a think about if you really need to spend on every aspect of it?

  • Is it necessary to begin with?
  • What value is it bringing into your life?
  • If it is, then what else can you cut out from other areas of your life in order to manage you spending on this?
  • Can you cut down some of the spending completely or even by half!?

When I say this, I mean you can cancel any unnecessary monthly subscription of TV channels, Sky boxes and magazine subscriptions. If you really want to come out of the comfort of your convenience and realise that in today’s time and age, most of the information are at your fingertips in the name of the internet where you can get most of the magazines related juicy gossips.

Information about health and social can be accessed from any social media apps these days. YouTube would be the best platform to access most of the current programmes/shows/soap operas.

A lot of News channels nowadays have live news on YouTube as well. Some of the relaxing meditation types of YouTube channels are also offering live streaming. So you don’t really need to buy those expensive meditation apps etc. and spend your money unneeded.

2. Build emergency funds 

Work out how you can save a little bit every day, every week, or every month and transfer it into your savings account for rainy days. Ideally you should have between 3-6 months amount of funds saved and put aside for just in case.

3. Schedule shopping money and stick to it!

Once you have a clear budget you will spend less on junk and unnecessary stuff that may eventually end up in the bin because of the impulse buying. Keep a shopping list handy and schedule a day to do all your grocery shopping.

When it comes to clothes shopping, limit your clothes shopping to maybe every 3 months or every season. Get to know your personal style and colours for your skin tone.

Invest in quality rather than quantity. This way your clothes/accessories will last longer and ultimately you will be spending less in the long run.

Here is another handy tip – say you have seen something in a shop or online and you really want it. Write it down and give yourself 14 – 30 days and if you still want it after this period of time then go ahead buy it. Through this method you will be making an informed choice and ultimately you will use it longer hence making the most of your spending.

4. Don’t bulk buy grocery

But obviously it doesn’t apply to everything. Most of us get tempted to buy everything we see on sale or get attracted to an item that has a red/yellow tag on. I would recommend doing your research first. It may not be cheap after all!

Secondly it may not be worth buying it in bulk as it may have a short expiry date, and you may not be able to use it within the use by date and ultimately y end up throwing it away anyway and wasting your money.

5. Try using discount codes and coupons

This one is very handy especially for online shopping. Most of the time, there are coupons available exclusively from bigger retailers, or when new products are launched. Personally we have got up to 90% off in some cases or even for free!

6. Use library rather than buying books

Library is a great place to borrow books, audio books, DVDs, magazines.

7. Meal planning

Plan your meals around what you already have in the fridge/freezer and what’s on sale at the time. For example, Aldi has “Super Six” fruit, vegetables and meat offers every 2 weeks.

You could plan your meal and work lunches around that. Also, when you cook meals, try to cook some extra for your work lunch too. Or alternately you could cook a couple of dishes during the weekend and leave them in the fridge for your lunch. This way you will be saving tons of money in the long run.

As a result it’s a healthier choice for your body and obviously for your pocket!

8. Online Purchses

Purchase goods from places such as Gumtree, Shpock, Depop, EBay, Amazon market place, where people are selling goods that are hardly or ever used at the fraction of a price.

9. D.I.Y

This could be from anything to cutting your own hair, doing your nails to painting/decorating your home to sewing your clothes, cooking, making cleaner sprays, hand soaps etc.

10. Swap Skills

there are plenty of forums on social media these days of your local area/ neighbourhood where you can swap skills for free.

11. Swap things with your family and friends

This could be home stuff, clothes shoes. You will be trendy for less. Have a try.

These are our tips and tricks for saving big money. What are yours?

Please share in the comments section below. Take care of your finances 🙂

Habib and Rani

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I Created Our Website in 30 Seconds – How long will it take you?

Is it difficult to create a website?


You may feel daunted when it comes to creating a website. I know exactly how that feels, as I have been there myself at the beginning of our journey. Actually this was one of the reasons, or should I say the ‘main reason’ for not starting a business online many years ago, was not knowing how to create a website, even though I am a tech savvy, well kind of. I thought back then what you are thinking now! “IT MUST BE VERY DIFFICULT TO CREATE AND RUN A WEBSITE”. How wrong was I, and you will also experience this after joining and creating your own website, and say the same about yourself!

“I created our website, www.lifestyletipsandhacks.com in 30 seconds, but can you create your website in 30 seconds?”.

Click here to continue reading about ‘I Created Our Website in 30 Seconds – How long will it take you?’

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Learn What is Affiliate Marketing – A Beginners Guide

Affiliate Marketing, FREE for beginners


It is interesting to see how many of us have got no clue about what ‘affiliate marketing’ is, yet most of us are shopping online by clicking on affiliate links.

The most recent and interesting example happened to my very own self only a couple of days ago:

Interesting Visit


I went to see my General Practitioner (GP) for a routine check up. As recently being on a high dose of affiliate marketing, I was desperate to pour out my wisdom of affiliate marketing to anyone and everyone. I was even tempted to convert people I was meeting in the lifts, or colleagues at the reception of a health centre, with whom it would have been very strange to talk about this out of the blue, this was one of the reasons which refrained me from pouring out my excitement, as well as being labelled as ‘nerdy’ (which I think I am, but no one else needs to know that, apart from myself and yourself)!

Shocking Discovery


Anyway, I went to see my GP, who coincidentally happens to be an extremely friendly doctor, and him knowing that I also work in the same field as him, he sometimes even asks ‘ME’, what should he be recommending me in terms of medication! it was very nice and ‘friendly’ of him, but out of friendliness he, I think (in my opinion) forgets that he is the GP not me! Anyway on this occasion, you can imagine what might have happened? OK, I’ll let you visualize, while I explain….

To be honest I was more interested to share ‘our’ (he knows my hubby too) venture of online marketing than getting the routine check up done. As I was telling him, he got more and more excited (as if, it was his own business)! I told him what kind of stuff we were doing, e.g. building a website, writing contents, blogs, reviews etc. He continued listening to me, with full interest and after ten minutes of my ‘hyper active speech’ of affiliate marketing, he interrupted me with the following question…

“Is affiliate marketing something to do with mindset and motivation?” because he is very aware that I have personal interests in these areas. At this very moment I felt I must have been talking in a different language in excitement and I didn’t realise that he hasn’t understood me.

Anyway, after this experience with my GP, it helped me think and I put myself in the GPs shoes (only imagined) that how many other business terms out there do I really know about? If they don’t concern me, would I really be learning about them? My honest answer would be NO! The only time that I’ll actually be looking into something, is, if I have a personal interest or benefit.

I can honestly admit, that I never knew about affiliate marketing until my burning desire to change my lifestyle really encouraged me from within, and hit the Google search engine of “how to make money online”, the rest is history.

So Let’s get into the actual purpose of this article, which is ‘What is Affiliate Marketing’?


Affiliate Marketing is one of the major business idea of the Online World. Affiliate marketing is when you promote other peoples or companies products on your website by reviewing, testing, comparing or via personal recommendation.
Often you’ll need to write blog posts and reviews to discuss pros and cons before publishing them on your website.

“IT IS VERY IMPORTANT THAT ALL YOUR REVIEW POSTS ARE HONEST AND INTERESTING”

Then the next step will be to advertise your website on other social media platforms, such as Google+, Facebook, Instagram, YouTube, WhatsApp, Snapchat, Pinterest and even the old fashion way of word of mouth. Also, Via Google rankings to get the traffic flowing into your website.

Customer Trust


The key to building a customer trust is by giving value to the people who are looking for genuine reviews, recommendations of the products/services they are looking into buying. If you have been honest with your reviews/recommendations and people bought the product(s) via your affiliate link(s) within the review/blog, and they are happy with the product/service, they will come back again and again if they are looking for something else. This is because you have become an authority in the visitors eyes and have built a trust with them. HONESTY PAYS ALWAYS!”

In the online affiliate marketing business you’ll be acting like a ‘middle person’ of the sale and be viewed as a store front of the company’s product you’re promoting.

As part of an affiliate marketers role you’ll be required to be interactive with your visitors and customers to help them with the buying cycle (researching, reading reviews and buying).

In order to generate revenue from the affiliate links, you’ll have various posts/blogs to help and support the people with the buying cycle. You can promote anything, but it’ll be an advantage to promote products and services that you use or have used in the past. This way you’ll have enough knowledge and confidence to support people in the decision-making.

Products can be from any niche, as there are tons people looking for whatever you’re promoting.

You’ll just need to make your contents around the products interesting and interactive in order to convert the searches into sales.

The only expense you’d need to consider is buying a domain (website address) and hosting your website. However, the good news is that if you join our personal tried, tested and recommended, which is wealthy affiliate, where you’ll be able to get not only 1 but two FREE domains (website address) and hosting is also included all for FREE.

Yes, I know it sounds too good to be true – read our full review of wealthy affiliate and you’ll understand further what I mean.

Opportunities in the online world are limitless, so think how much you can do with two free websites.

Generating an income via affiliate marketing would be a dream come true even while you’re sleeping! You can work from anywhere around the world so long you have an internet connection and a technology device (laptop/PC, tablet or even a mobile phone) and you’ll be up and running.

So just to sum up:


Affiliate marketing means you’ll be promoting others products online by writing contents around them. You’ll need a website to do so as this is where you’ll publish it. A business can be setup up for free (just need your time and commitment).

If you are still interested after reading my post 🙂 then give me the honor to help you succeed and make your dream come true. Try Wealthy Affiliate for FREE here.

Here at lifestyletipsandhacks.com we wish you all the best and sincerely want to support you fulfill your dreams of achieving wealth, time and freedom successfully – exactly what we have achieved.

Please leave a comment or any questions you may have for us. We would love to help you out.

Your buddies

Rani and Habib

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Is the Wealthy Affiliate a Scam or What? – Our personal experience

Wealthy Affiliates Review – Let’s Dive into It


There are many online Affiliate Marketing programmes and courses out there that claim to “make you big bucks” online. But to tell you the truth, not all of them are what they claim to be (so please be careful of them).

Personally, we (myself and my wife) went through a number of them (read our story here) and all of them resulted in 0% income and instead we lost a lot of our money. Then we came across Wealthy Affiliates.

We did our comprehensive research and read many reviews, but came across nothing substantially that was negative, which itself was a surprise to us. But, still we joined with caution (because of our past experiences with other scamming Affiliate Marketing programmes) and signed up to the Starter Membership, which was totally risk free as it did not cost anything (totally FREE for life). The rest is history – read our journey to Wealthy Affiliate.

What is Wealthy Affiliates?


Wealthy Affiliate is an online platform, where you can learn and build your  online business for FREE. They have all the latest tools, technology and software, such as WordPress, SiteRubix, Jaaxy etc to help you learn, build, manage and grow your online businesses centrally from one place (which is your wealthy affiliate account). They even host your websites and provide you with two FREE Domains/URLs. Click here to continue reading about ‘Is the Wealthy Affiliate a Scam or What? – Our personal experience’

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What are Affiliate Programs – a guide for Affiliate Marketers

Affiliate Marketing

Are you looking into making money online? Have you had so many ideas but just not getting anywhere. Well, today we are going to show you a few ways of understanding and making BIG BUCKS online. Assuming you already have a website in place, if you haven’t then that’s the first thing you will need.

CLICK HERE TO READ OUR POST ON “how we created our website in 30 seconds.”

Affiliate marketing is the most popular and successful “MONEY MAKING” technique, and we will explain this to you because you must familiarize yourself with this technique. It is the most common method used online to make money by ordinary people like ourselves and yourself. We call ourselves ‘Affiliate Marketers’.

Do you want to be a successful and productive affiliate marketer online? If so, it is vital that you firstly understand what your role is. You will need to understand the entire process, all the way to you making BIG MONEY.

Understanding how Affiliate Marketing Works

The process of affiliate marketing is not complicated. It’s a nice & clean process that anyone can understand very quickly as the model is very simple. You as an AFFILIATE, promote products and services on your website for companies, which we call MERCHANTS.

Affiliate Marketing is done through affiliate programs. The amazing thing is there are tens of thousands of these programs out there that you can use for FREE to make a good/decent revenue. You might be thinking “I may not be able to do this”, but the truth is if you can buy something online then you can definitely promote a product or service as an affiliate marketer through many of these affiliate marketing programs. An example is the Amazon Affiliate Marketing Program.

When you sign up for an affiliate program, you are provided with an unique link which you will use on your website contents to promote the goods/services.

The Importance of Your Website

Your website is the core of your affiliate marketing and this is where all promotions begin and end. When you have Amazon products advertised on your website and your visitors come and click on your link, you will be rewarded for this sale in the form of a commission that could be anything up to 80% of the value of the product or service.

Amazon tends to have a starter commission of 6% and this does increase depending on the product or service. For example, you have a smart OLED TV advertised on your website costing $3,000 (yes you can be an affiliate for TVs or anything else you want to promote!) If we took this sale as Amazon’s base commission of 6%, then how much do you think you will make? Well, let us tell you, 6% of $3,000 is $180, and imagine if you had made just ONE sale per day! This is common practice amongst affiliate marketers online, and you could be one of them!

All you have to do is have a website in place with all the relevant product promotions with your affiliate links, then simply refer your visitors to the Amazon site where they make the purchase and Amazon will take care of the rest. Your job is to just refer, nothing else and in return you earn some serious MONEY.

You can apply this affiliate marketing to ANY niche you desire and there are many affiliate programs you can choose from. Are you seeing your potential here as an affiliate marketer?

How Much Can You Earn as an Affiliate?

The sky is the limit really! It all depends on you. You can earn as much as you want, and that’s NO exaggeration!

How much you earn depends on how much traffic or visitors you can get on your website. The contents and reviews you create for the products you are promoting needs to be good quality and honest reviews. Your first intention should always be is to help the visitors on your website. If you can genuinely help them then they will naturally click on your affiliate link and go buy the product you recommended. So, in reality earning the money is the easy part.

Also, the contents that you create must be very relevant to your niche and most importantly you must be targeting specific “low competition” keywords for every single review or post you write. We cannot stress how important this is for you get visitors to you website. You can learn all this (as we did) via an affiliate educational program, which we have recommended further down this post.

We will explain this further for your understanding and give you some examples to break it down for you.

The Example

For example if you got 2,000 clicks and visitors in a month on your website. This will mean in a day you are getting 66 clicks. By the way, these are realistic numbers once your website is established and you got good quality contents.

So, from the 2,000 clicks lets assume 10% of the visitors actually click on your affiliate links and buy the products. That would mean 200 possible purchases in a month.

Let’s say you were promoting a product and the commission for each referral is $20 (that’s a typical amount). How much do you think you will earn in a month? Well, it’s 200 (possible purchases) multiplied by $20 will give you a fantastic monthly income of $4,000.

These figures are very common and all in one month of income from your affiliate marketing website. Once everything is established, your website will be making you a passive income month in month out, all year round, 24 hours a day (even while you are sleeping!)

You may have heard stories about people earning a $1,000 a day, and this is actually a reality and very possible. We have personally gone to that level and beyond and know many affiliate marketers whom have achieved this and are achieving this on a daily basis.

Conclusion

We hope you have understood the process of affiliate programs and now can go and monetize your website and start earning the money. If you haven’t got a website and would like to create one and start doing affiliate marketing. Then you can do exactly what we did. We joined an affiliate program and learnt all there is to know about this business method and then going onto learning how to create websites (this very website you are on!)

We would recommend you join Wealthy Affiliate where they will teach you all you need to know including how to create your website to get you started. They have a FREE starter membership that you can sign up to. If you are ready for that, then CLICK HERE TO JOIN FOR FREE.

Also, you can click HERE and read our full review about Wealthy Affiliate and everything there is to know about them.

Please leave a comment or any questions in the comments section below that you may have for us. We would love to help you out if we haven’t done so already.

Your buddies

Habib and Rani

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Is Affilorama a Scam or What? – Our personal experience

Affilorama Review – Let’s Dive into It!

There are many affiliate programs online that claim to make you “BIG BUCKS”, Affilorama is one of them!

We are a member of Affilorama and therefore we are in a position to give you an impartial review to help you make an informed decision, (don’t you think? :-))

Are you thinking of joining Affilorama, but not quite sure then keep reading as you may have all your questions answered.

Is Affilorama a Scam or what?

Before we continue, we would like to give you the good news that the Affilorama is not a scam! So relax and keep going.

What is Affilorama?

As you probably already know, Affilorama is an online educational marketing program, which gives you a lot of training and lessons in the form of videos and written text. It has hundreds of hours of video lessons to teach you all about affiliate marketing.

Founder of Affilorama

Affilorama was founded by a very successful affiliate marketer called Mark Ling in 2005. He is the owner of “Jamorama” and “Rocket Piano” too.

The-Affilorama-Review-who-is-Mark-Ling-

More about Affilorama

The main focus of this program is to give you a step-by-step guide to learn and build an online affiliate marketing business successfully. It is targeted to complete beginners to all the way to advanced affiliate marketers, so it is an all in one package.

Let’s discuss the pros and cons

Pros:

  • You can join for free and get access to the basic material
  • you will be taught all you need to know about affiliate marketing and then convert the learning into making big dollars
  • You will have access to an enthusiastic community where you can get a lot of help and support to drive your success forward

Cons

  • Various memberships available and each one has an upsell
  • The Founder Mark Ling will not be answering all your questions by himself but rather other members within the team
  • response to your question/queries does tend to take time
  • some contents within their training lessons are outdated which is frustrating. For example backlinks and private label rights, which can be implemented on your website. Let’s discuss these below:

Backlinks – This is no longer valid when Google Panda and Penguin was launched and consequently will have a negative impact with Google rankings. Since Google is the biggest search engine and you will be relying on them to drive traffic to your website. Affilorama teaches a lot about backlinking, approximately 25% out of the learning material. THIS IS A BIG WASTE OF YOUR TIME!

Private Label Rights (PLR) – This is to do with the duplicate contents. Google used to allow PLR contents strategy. However, when Google Panda was introduced, all duplicate contents are seen as poor quality and as a result your rankings will drop drastically. SO AGAIN, this is big waste of your time!

Membership Types = free membership and premium membership

These are the differences in price and what you will get:

Free membership

We must say you will get quite a lot of learning from Affilorama, ALL FOR FREE. They give you around 20 hours of video tutorials and other forms of education. So we are quite impressed by this as it’s not going to cost you anything!

Don’t think because it’s free it’s not going to be quality learning as the free material is valuable enough to help you set the foundation for your business. You will learn the basics of affiliate marketing, for example, how to build your website, create contents for Pay Per Click (PPC), and also Search Engine Optimization (SEO).

See the source image

Premium Membership

If you are serious about your business and want to take it to the next level, then we recommend going premium as its See the source imagecontents are good enough for the money. With $67 dollars per month, you will be learning far and beyond skills and tactics to earn more than a good living. But again, it all depends on how much effort you put in the learning and apply effectively to your business.

We have good news for you – you can trial their premium membership for the first month FOR ONLY $1. After that it will resume to their normal monthly fee of $67 per month. However, you can also cancel you premium membership anytime you want.

What’s included in the premium membership?

You get to scratch the surface with the free membership in comparison to the premium membership. Here, you will get hundreds of hours of complete in-depth training of all aspects of affiliate marketing. You will learn about product creation, affiliate blogging and so much more. You will also get a free hosting for 15 domains. So we think you will agree with us that it’s a pretty good deal.

Be warned, that Affilorama will be convincing you to join their premium membership during the period of your free membership. It is a business at the end of the day so you should expect this. The only question you should ask yourself, “is it worth it, me going premium?” We think it is – however, there is a better program and for cheaper. Click here to read our review.

Upsells to AffiloTheme, Affiloblueprint, AffiloJetpack

Affilorama membership Products

AffiloTheme

AffiloTheme allows you to build your website with extra features within WordPress such as Affiliate Link Cloaking, squeeze page, header creator, pop over generator and opt-in form templates. This will cost you $97.

Is it worth it? Is it required? Short answer is NO! It’s definitely not worth it and all this can be learnt from our NUMBER ONE recommended program.

AffiloBlueprint

This is where you will get Mark Ling’s very own methods and step-by-step blueprint of creating a website, contents and See the source imagegetting them to get ranked. The difference between this and the premium membership is the involvement of Mark Ling (the owner of Affilorama), and how he started his business from scratch and made it a great success.

There are hundreds of videos to cover from building your website to contents creations to get ranked on Google, Yahoo and Bing. You will also have home-work to complete at the end of each video lesson. The videos are great and can be understood and followed by someone new to the online business world.

Do you know how much this is going to cost you? It’s a big $197 payment as a one-off.

Is it worth it? Is it required? We don’t think so! Here is an alternative program where the owner shows and teaches exactly how he made millions, which is part of their premium membership, and without any additional costs or upsells.

AffiloJetpack

This product is for you if you don’t have enough time to invest in your business. It will do around 80% of your business work for you, but the other 20% will have to come from you. But we must say and advice against AffiloJetpack because you won’t be learning much to understand your business, creating your website and placing contents yourself and getting them ranked. REMEMBER KNOWLEDGE IS POWER!

Guess how much this product is going to cost you? $497, yes you read it correctly, a whopping $497 plus you have to buy your own domain costing around $10 per year. You will also need to spend a further $20 per month to sign up for an auto-responder service.

Is it worth it? Is it required? Most definitely NOT! Our humble advice is for you to learn as much as you can right from the beginning. This way you will have knowledge and control over your business.

How much help will you really get from Mark Ling?

Being an owner of a very big business, the answer is pretty obvious. He does and will help you but not to the level you would need and want, as he is managing many projects. So the reality is, you will get very little communication from him. But the good news is Affilorama has an amazing community to look after you.

Is Affilorama a good learning platform for you?

If you have got a lot of money put aside then it is for you as the program is going to cost you quite a bit. We think it’s value for money, but there are better programs for a lot less membership fees and you will also get better learning.

The downside with Affilorama is that it takes a long while to set up your website and get the rankings as the learning tutorials they have in place takes a lot of time and effort to go through them. To make any money, you will probably be looking at a quite a few months.

If you can’t afford the premium membership then you have access to their free membership to learn the basics at least. Or you can join another program as a starter member which includes two free websites including hosting, ALL FOR FREE for life!

How much will Affilorama cost you?

  • Free membership – $0 per month (join here)
  • Premium membership – $67 per month (we recommend another platform)
  • AffiloTheme – $97 one-off (we don’t recommend this)
  • AffiloBlueprint – $197 one-off (we don’t recommend this)
  • AffiloJetpack – $497 one-off (we don’t recommend this)

Our final word to you

If you have some capital and you are looking into starting an online business, then Affilorama is a good place to start. But just keep an eye on your finances and be cautious about their upsells. You will learn some valuable information about affiliate marketing to make your business a success. So we do recommend it but at the same time we recommend a better program that will cost you peanuts! So go and check it out.

All the best to you for your bright and successful future.

If you have any questions or comments, please feel free to leave them in the comments section below and we will be more than happy to help you out.

Your pals

Habib and Rani

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Is The Six Figure Mentors (SFM) a Scam or What? – Our personal experience

Six Figure Mentors (SFM) Review – Lets Dive Into it!

There are many affiliate marketing programs online that claim to make you “BIG BUCKS!” Six Figure Mentors (SFM) is one of them!

We have been a member of SFM therefore, we can give a review that is honest and impartial that we (myself and my wife) experienced. If you are thinking of joining SFM but not quite sure then keep reading as you might come to a shocking discovery!

Is SFM a scam?

Before we say anything, we would like to make it clear that SFM is not a scam so relax…but the real questions are:

  1. How much cash have you got to spare?
  2. How patient are you?
  3. How many up sells can you handle?

You will need to put aside $2,500 to $20,000 to learn any concrete knowledge of internet marketing.

You will have to be extremely patient as you will face many barriers frequently which we will tell you from our experience and break it down for you.

Break Down of Costs

  1. Joining fee – will cost you $29.95 and you will have to complete an application
  2. SFM Essential membership – will cost you $297 upfront, plus $97 a month
  3. Elite Membership – will cost you $2,500 per year
  4. Silver (Digital Experts Academy – DEA) – will cost you $2,500 (plus Elite Membership Fee $2,500 per year)
  5. Gold (Digital Experts Academy – DEA) – will cost you $8,000 (plus Elite Membership Fee $2,500 per year)
  6. Platinum (Digital Experts Academy – DEA) – will cost you $11,000 (plus Elite Membership Fee $2,500 per year)
  7. Black (Digital Experts Academy – DEA) – will cost you $20,000 (plus Elite Membership Fee $2,500 per year)

Trial Membership – $29.95

In order for you to be accepted as a member, you have to provide a lot of personal details such as your monthly income, your savings, your personal goals etc. However this is refundable within 30 days.

The 30-day trial will not give you anything that you cannot find and learn for free online. So the trial is nothing special. It simply gives you access to SFM’s introductory course that involves all around what you will be doing using their different programs and how you can be successful online, but doesn’t really teach you or show you how.

If you want to be taught actual affiliate marketing and get 2 free websites all for free, then join our number one recommended program.

The application fee of $29.95, will give you access to SFM’s module 1 – introduction course, where you will be introduced to the process of money making, why it’s important to have a website, the different forms of advertisement, list building requirements and giving value to your visitors/customers.

SFM will explain to you all the different systems they have and how much commission you could make by promoting them. In essence, they would love you to promote their products more than anything and that is what we experienced as a member.

SFM Essential membership – $297 upfront, plus $97 a month

For this significant amount of fee, you will get access to 5 modules. Module 1 is the introduction which we have already discussed above. Module 2 is about your blueprint. This is where they tell you the importance of having a blueprint and how similar it is to constructing a brick and mortar building.

As we said earlier you will need a lot of patience because when we were working through the modules we kept coming across many barriers that stopped us progressing further and learning at our own pace and time.

For example at the end of part 1 of module 2 we had to book for a live orientation workshop webinar where new members get together and share their reasons of joining SFM etc. We had to wait for our system consultant to book us in and email a link to us which took about a week. We had no choice but to wait and were not allowed to move forward without attending this orientation workshop. This was very frustrating for us and we felt like we wasted a whole week.

So far nothing was learnt and we found the orientation workshop a complete waste of time, which was 4 hours long (non-stop) by the way. It was just 2 SFM trainers whom had picked 2 new members and all they did is asked them why they joined, what they want to get out of SFM and nobody else was really included or communicated with.

We just sat there till 12am (BST time) and were waiting in anticipation when are they going to teach us something of true value. But guess what, we got no value. So we continued till the very end, for the sake of getting a code which will allow us to unlock the next module (talk about barriers!)

As part of module 2, you also have to complete trajectory worksheets where you have to show them your past 10 years of income, assets and any debt you may have. My life worksheets, my bucket list, productivity planner etc. This was not optional and if you are like us, we just wanted to get on with learning the business side of affiliate marketing and get our website up and running.

BUT IT NEVER HAPPENED WITH SFM! However, it did happen with this program right from day 1 of joining it.

Module 3 – system setup

Another application needs filling in because we had to tell SFM how do we plan to promote their products, how much can we afford to pay for their products, and what is our monthly budget for promoting their products. We started feeling trapped and it seemed all about SFM and less of actually learning and promoting products of our choice such as Amazon, eBay etc.

We started losing patience and felt a lot of frustration because it was just video after video of Sturat Ross (co-founder of SFM) going on and on about his stories, his struggles, his personal life, but NEVER taught us anything about real business, the REAL reason we signed up for. We wanted to somehow squeeze some lessons on affiliate marketing out of Stuart’s videos (but it wasn’t possible LOL). The guy can talk for the world but personally we didn’t learn anything new.

Elite membership – $2,500 per year, plus $97 a month

To move onto module 4, can you guess what we needed? we think you’ve guessed it, and yes we had to overcome another barrier! This time we were told to schedule a Skype call with a SFM business strategist. This person will interview us and then decide if we are credential candidates for an upgrade to their elite membership.

To overcome this barrier we were going to get the code after the Skype call, so we could move onto module 4.

With a great deal of frustration, we went ahead and booked this Skype call with a lot of hope. But the earliest date we were able to book was 10 days away. There was nothing we could do to bring this forward, so sat tight and waited for the day to come.

During this waiting period, we had a lot of time to think and reflect on why we joined SFM. All the reasons we joined for, never got fulfilled. This is where we started to lose hope and realized we won’t be getting anywhere with SFM and instead forking out thousands of dollars.

We started doing more research on SFM to know what others thought and we came across many shockingly negative reviews, and most were complaints of the hefty fees, constant barriers during the training and the so many up sells they have, up to an upgrade costing you $20,000 for SFMs DEA Black Membership.

There was one particular review where one person mortgaged their house to pay $20,000 to SFM for their Black Digital Expert Academy (DEA) Membership. This person was not successful and they did not make any money and ended up going into further debts. They wanted to get a refund, but was denied as per the T&Cs;!

This is where we made our “U” turn and ran a mile away from SFM before anything crazy like this happened to us! We continued our search for a making money online program, and FINALLY we came across this BRILLIANT platform. Its cost was a tiny fraction compared to SFM with ALL the education and support needed to start and run a successful online business, without any barriers or blockages!

You go through the lessons at your own pace. Most importantly, they had a free starter membership (YES, ZERO cost), where you will be learning EVERYTHING to run a successful business. If you wanted to take your business to the highest point, then there is ONLY ONE optional up sell to their premium membership, which costs $49 per month or an annual cost of $359. Now compare that with $20,000 (Crazyyyy!)

Why SFM was not suitable for us?

Three main reasons:

  1. Shockingly expensive without the value for money
  2. Too many barriers – we could not at our own pace and felt very controlled by SFM
  3. Too many up sells costing an arm and leg, without a guarantee of earning any of it back

Is SFM for you?

YES, if you have tens of thousands of dollars, a lot of patience, love up sells and you intend to promote SFM products only, then go ahead and join SFM. Otherwise, stay clear of them and try this practical program which will enable to actually succeed in the online world.

Join here and we will see you on the other side where there is a wealth of knowledge, information and instant support from the like-minded community members, who will support you every step of the way to make your dreams come true.

We sincerely wish you all the best for future success.

Please feel free to write a comment, query or question you may have (that we didn’t cover) in the comments box below, and we’ll get back to you. Have a pleasant day 🙂

Habib and Rani

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Quick Guide to Online Success – the four processes

Steps to Successful Online Business

We all want to be successful with our online business whether it’s a website, selling products, services, or as an affiliate marketer. But do you know what makes a business successful or what steps to take to see success. Most likely not, that’s the reason you’ve found this post.

In this short but straight to the point guide, we will show you how online success can be earned very quickly ONLY if you have these 4 processes in place.

 

Process number 1 – choose your niche or interest

This is where you are going to decide what you want your website to be about and what audience you are targeting to serve them by helping with whatever solution they are looking for their problem. We recommend you choose a topic of your own personal interest. Choosing something of interest or a hobby of yours will help you drive forward passionately and earn revenue while you fulfill your passion. Don’t forget your passion and interest will equate to you making money successfully.

Process number 2 – building your website

You will need a website and this will serve as the foundation of your business. You will need to think of a relevant domain name for your website (domain means your website address) based on your niche. For example our niche is to help people get richer and healthier, and therefore our domain is lifestyletipsandhacks.com.

Your website is going to represent you and everything within your site so you must remember to make every single content of good quality. This will get you good rankings from Google, Bing and Yahoo, whom are the 3 biggest search engines. They will give you authority and put your site forward when a user is searching for a relevant term and the search engines think the contact of your website will be a solution.

Good quality posts and pages on your website will attract more visitors. This means the more visitors you get the more money you will be making.

Towards the end, we will recommend an educational platform where you can sign up to create your website for free. So keep reading….

Process number 3 – attracting your visitors

It is important to get traffic and visitors to your website as this will convert into revenue for you. The good news is there is FREE traffic available out there and there is a lot of it, it’s just knowing how to get it. We will recommend and tell you where you can learn all about this FREE traffic towards the end of this post.

Also remember to write frequently and good quality posts which are rich in keywords and publish them on your website. The keywords will enable you to get your website and blog/posts indexed in Google, Bing and Yahoo. Make your contents attractive by adding images and videos.

Process number 4 – earning your revenue

Once you have successfully managed to get traffic and visitors on your website, it’s all good news from there onward because it means you will start to earn money. The MORE visitors the MORE money!

It is not going to be easy to get to this point. There will be a lot of hard work, commitment and time required from yourself if you are serious about making your online business a success. There are many ways you can monetize your website and earn a revenue from the huge amount of traffic or visitors you will get to your site. We will recommend where you can learn this further below.

Our Recommendation

There is an amazing learning platform where you can sign up to and learn about absolutely EVERYTHING you need to know about how to set up a successful online business. This learning platform is called Wealthy Affiliate.

This amazing digital company has a very simple and easy to follow steps for you to follow and create a successful online business. They have all the tools as well as the expert advice & guidance available 24/7, 365 days a year. You just got to commit, learn and don’t be afraid to ask questions.

The good news is, they have a FREE service for you as a starter member

CLICK HERE TO READ OUR FULL REVIEW OF WEALTHY AFFILITE, then you can decide for yourself.

All the best to you and have a fantastic start to your journey of the online business world.

Please leave a comment or question you may have in the comments section below, that we have not covered already.

Have a great day 🙂

Habib and Rani

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